Terms & Conditions – Amex MRCC Bank Credit Card Cashback Proposition
Definitions: For the Amex MRCC Bank Credit Card (“Card”), the following terms shall, unless the context otherwise admits, shall have the following meanings:
• Cashback shall mean money awarded in the customer’s credit card account under the cashback scheme.
• Preferred Merchants shall include certain merchants on which the cashback earnings shall be 4%. These merchants can change at the bank’s discretion.
• The cashback will be processed according to the following:
- JustGoo.IN entities*: 5% cashback
- Preferred Merchants**: 4% cashback
- All other merchants: 1.5% cashback
* Valid on the website, m-site as well as mobile application of Flipkart, Myntra, 2Gud.com. Spends on Flipkart Smartstore ('Bills and Recharges' section) will accrue 1.5% cashback
** Preferred merchants and their respective offers are subject to change from time to time without any prior notice.
• Cashback shall not be eligible for following spends/transactions on the Card,
Fuel Spends
- Purchase of gift cards on JustGoo.IN platform
- EMI transactions
- Purchases converted to EMI post facto
- Wallet loading transactions
- Purchase of gold items
- Cash advances
- Payment of outstanding balances
- Payment of card fees and other card charges
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